Covers

Basically two Types of Covers are available under Car Insurance namely:

• Third Party Liability and Loss & Damage – Comprehensive (Section One & Two) and
• Third Party Liability (Section One)

In addition to the normal covers, the following covers also can extend under comprehensive policies.

• Personal Accident Benefit cover for driver and Passengers upto limit of Dh.200,000/-
• Third Party Property Damage upto Dhs. 3,500,000
• Agency Repair up to 3 years (subject to previous loss record)
• Emergency Medical Expenses cover up to AED 5,000/- per person
• Personal Effects up to AED 2,500/-
• Windscreen cover up to the limit of AED 3,000/- with NIL excess
• Extension to whole state of Sultanate of Oman for private vehicles (double excess)
• Natural Disasters, Storm, riot & strike, Earthquake.
• 24 Hours Emergency Road Side Assistance
• Off Road Coverage for 4WD vehicles excluding safari activities